Most Cases Of Identity Theft Are Thought To Occur Online

Category: Finance.

Identity theft is a worldwide problem that continues to widen its scope every passing month. You can prevent identity theft by following several simple tips as suggested by law enforcement and consumer rights experts.

Billions of dollars are lost every year to criminals who obtain and reuse confidential consumer information to their advantage and to your peril. Read on and I ll inform you of the ways that you can lessen your risk of becoming a victim of identity theft. This party has no right to your number, but they manage to get through a variety of means. In the US, identity theft typically begins with the accessing of your social security number by a third party. These means can include via the internet, through a phone conversation, paper found in the trash, even voluntarily by you as you share that information with a party you think should know that number. Certain government agencies and your employer, but beyond that this information should not be shared unless, you apply for, of course credit.

In most cases, no one needs to know your social security number. Your social security number alone is usually not enough to cause a problem. Most cases of identity theft are thought to occur online. Sharing your phone number, the correct spelling, home address of your name, your mother s maiden name, can all increase the likelihood that you will be scammed. However, this is simply not true. On the internet identity theft can occur when consumers shop via sites that are unsecured or if they answer fake email from someone they think is a legitimate company representative.

Most cases rear up through a phone conversation or via paperwork you threw out instead of shredding. In all cases, never give your confidential information out to anyone. When in doubt, simply don t. The IRS will not contact you via email as they know scammers will attempt to use intimidation to get you to give up important information about yourself. Why put yourself in a precarious position? If identity theft is occurring, you will find that information out via the unauthorized opening of accounts in your name.

Finally, order your free copies of your annual report from the three credit reporting bureaus as least once per year. These accounts will show up on your credit report where you can dispute them, and have your, have them closed identity restored before things get totally out of hand.

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